Credit Policy Formulation And Portfolio Management Training Course

Introduction

Empower financial professionals to develop and implement effective credit strategies with our comprehensive Credit Policy Formulation and Portfolio Management Training Course. This program equips you with the essential knowledge and skills to establish robust credit frameworks, define risk appetite, and manage exposure limits. Mastering credit policy and portfolio management is increasingly vital for institutions seeking to optimize their lending operations, mitigate risk, and ensure long-term financial stability. Our credit risk management training course offers in-depth guidance and practical applications for developing and managing sound credit portfolios.

This Credit Policy Formulation and Portfolio Management training course delves into key areas such as credit policy frameworks, risk appetite definition, exposure limit setting, portfolio diversification, and credit risk monitoring. You will gain expertise in developing credit policies, assessing and managing credit risk, and optimizing portfolio performance. Whether you are a credit manager, risk analyst, or portfolio manager, this Credit Policy Formulation and Portfolio Management course will provide you with the tools and knowledge to effectively manage credit and drive profitability.

Target Audience:

• Credit Managers
• Risk Analysts
• Portfolio Managers
• Loan Officers
• Bank Examiners
• регуляторы
• Financial Analysts

Course Objectives:

• Understand credit policy frameworks.
• Define risk appetite for lending.
• Set appropriate exposure limits.
• Implement portfolio diversification
• Establish credit risk monitoring
• Develop effective credit policies.
• Assess and manage credit risk.
• Optimize portfolio performance.

Duration

5 Days

Course content

Module 1: Credit Policy Frameworks

• Understanding credit policy frameworks.
• Exploring the purpose and components of a credit policy.
• Aligning credit policy with business objectives.
• Understanding the regulatory environment for credit.
• Best practices for developing a comprehensive credit policy.

Module 2: Defining Risk Appetite

• Defining risk appetite for lending.
• Understanding the concept of risk appetite.
• Identifying factors influencing risk appetite.
• Establishing risk appetite statements.
• Best practices for communicating risk appetite.

Module 3: Setting Exposure Limits

• Setting appropriate exposure limits.
• Understanding the importance of exposure limits.
• Determining single borrower and portfolio limits.
• Monitoring and controlling credit exposures.
• Best practices for managing concentration risk.

Module 4: Portfolio Diversification

• Implementing portfolio diversification
• Understanding the benefits of diversification.
• Diversifying across industries, geographies, and products.
• Measuring portfolio concentration.
• Best practices for optimizing portfolio diversification.

Module 5: Credit Risk Monitoring

• Establishing credit risk monitoring
• Understanding key credit risk indicators.
• Developing early warning systems.
• Conducting periodic portfolio reviews.
• Best practices for proactive credit risk monitoring.

Module 6: Developing Effective Credit Policies

• Developing effective credit policies.
• Understanding the key elements of a credit policy document.
• Tailoring credit policies to different loan products.
• Ensuring compliance with regulations and internal guidelines.
• Best practices for documenting and communicating credit policies.

Module 7: Assessing and Managing Credit Risk

• Assessing and managing credit risk.
• Understanding the different types of credit risk.
• Utilizing credit scoring and rating systems.
• Conducting thorough credit analysis.
• Best practices for mitigating and controlling credit risk.

Training Approach

This course will be delivered by our skilled trainers who have vast knowledge and experience as expert professionals in the fields. The course is taught in English and through a mix of theory, practical activities, group discussion and case studies. Course manuals and additional training materials will be provided to the participants upon completion of the training.

Tailor-Made Course

This course can also be tailor-made to meet organization requirement. For further inquiries, please contact us on: Email: info@skillsforafrica.org, training@skillsforafrica.org  Tel: +254 702 249 449

Training Venue

The training will be held at our Skills for Africa Training Institute Training Centre. We also offer training for a group at requested location all over the world. The course fee covers the course tuition, training materials, two break refreshments, and buffet lunch.

Visa application, travel expenses, airport transfers, dinners, accommodation, insurance, and other personal expenses are catered by the participant

Certification

Participants will be issued with Skills for Africa Training Institute certificate upon completion of this course.

Airport Pickup and Accommodation

Airport pickup and accommodation is arranged upon request. For booking contact our Training Coordinator through Email: info@skillsforafrica.org, training@skillsforafrica.org  Tel: +254 702 249 449

Terms of Payment: Unless otherwise agreed between the two parties’ payment of the course fee should be done 7 working days before commencement of the training.