Securitization stands as a cornerstone of modern finance, transforming diverse assets—from mortgages to auto loans and beyond—into marketable securities that fuel capital markets. As a powerful tool for risk management, liquidity generation, and capital allocation, its evolution is intrinsically linked to the broader innovation sweeping the financial industry. From the introduction of new asset classes to the adoption of advanced data analytics, the securitization landscape is in a constant state of flux, presenting both challenges and unprecedented opportunities for professionals seeking to lead in this dynamic field.

This intensive 10-day training course is designed to provide you with a comprehensive understanding of how securitization is adapting to and driving innovation across global capital markets. We will explore the integration of cutting-edge technologies like blockchain and artificial intelligence, the rise of new asset-backed products such as ESG and digital assets, and the strategic shifts in risk modeling and regulatory frameworks. You will gain the critical skills needed to navigate this evolving environment, preparing you to structure, execute, and manage the next generation of securitization transactions.

Duration

10 days

Target Audience

• Investment bankers and structured finance professionals
• Asset managers and institutional investors
• Fintech and digital lending executives
• Credit risk analysts and data scientists
• Financial regulators and legal professionals
• Portfolio managers and treasury officers
• Professionals involved in capital markets origination and distribution

Objectives

• Master the foundational principles of securitization and structured finance.
• Understand the key drivers of innovation in global capital markets.
• Analyze the impact of new technologies on the securitization process.
• Evaluate the risks and benefits of securitizing new asset classes.
• Navigate the evolving regulatory and compliance landscape.
• Apply advanced data analytics and credit modeling techniques.
• Grasp the role of ESG and digital assets in modern capital markets.
• Develop a strategic perspective on deal structuring and execution.
• Identify future trends and opportunities in securitization and finance.

Course Modules

Module 1: Securitization Fundamentals

• The core concepts of asset-backed securities and mortgage-backed securities.
• The motivations and benefits of securitization for originators and investors.
• Key participants and their roles in a securitization transaction.
• An overview of the deal lifecycle from origination to maturity.
• The function of a Special Purpose Vehicle (SPV) and legal true sale.

Module 2: Capital Markets and Structured Finance

• An in-depth look at the structure of global capital markets.
• The role of structured finance in managing risk and creating value.
• Different types of securities and their market characteristics.
• The relationship between securitization and broader market liquidity.
• The impact of macroeconomic factors on structured products.

Module 3: Innovation in Asset Origination

• The shift to non-traditional asset classes for securitization.
• The growth of fintech and digital lending platforms as originators.
• Securitizing new types of consumer and small business loans.
• The role of data and technology in automated loan origination.
• The emergence of green and social loans as securitizable assets.

Module 4: Advanced Data Analytics and Credit Modeling

• The use of big data in assessing credit risk for new asset classes.
• Building and validating predictive credit models.
• The application of machine learning in loss forecasting.
• The importance of robust data infrastructure and governance.
• Using data to optimize deal structure and pricing.

Module 5: Securitization Structures

• A deep dive into different deal structures (e.g., revolving, static).
• The use of tranches, waterfalls, and credit enhancement.
• Designing structures for novel or high-risk asset classes.
• The role of overcollateralization and other structural safeguards.
• The strategic use of structural innovation to meet investor demand.

Module 6: Regulatory and Legal Evolution

• Navigating the complex legal framework for securitization.
• The impact of post-financial crisis regulations on the market.
• The legal challenges of securitizing new and digital assets.
• Compliance with disclosure and reporting requirements.
• The role of legal opinions and regulatory bodies.

Module 7: The Rise of Digital and ESG Assets

• An introduction to Environmental, Social, and Governance (ESG) criteria.
• The growing market for green and social bonds.
• How securitization can facilitate funding for sustainable projects.
• The unique challenges of measuring and reporting on ESG compliance.
• Investor demand for ESG-aligned structured products.

Module 8: Blockchain and Tokenization

• An overview of how blockchain technology can be used in securitization.
• The concept of tokenizing assets and its implications for finance.
• The use of smart contracts to automate securitization workflows.
• The potential for increased transparency and liquidity.
• The regulatory and technical hurdles for adoption.

Module 9: AI and Machine Learning Applications

• Using AI to automate the due diligence and rating processes.
• The use of natural language processing for document analysis.
• AI-driven tools for portfolio surveillance and risk monitoring.
• The challenges of model bias and explainability.
• The future of automated deal structuring and execution.

Module 10: Investor Perspectives and Pricing

• How investors evaluate and price structured products.
• The role of credit rating agencies and their methodologies.
• The importance of due diligence and third-party validation.
• Navigating investor demands for transparency and performance data.
• Understanding the role of different investor types in the market.

Module 11: Global Market Dynamics

• A comparative analysis of securitization markets worldwide.
• The impact of global economic trends on market activity.
• Navigating cross-border transactions and currency risks.
• The role of international financial institutions.
• Understanding regional market specificities and best practices.

Module 12: Deal Execution and Post-Issuance Management

• The practical steps involved in closing a securitization deal.
• The roles of investment banks, lawyers, and trustees.
• The importance of data reporting and ongoing surveillance.
• Managing investor relations and performance communications.
• The process of dealing with defaults and workout strategies.

Module 13: Emerging Risks and Risk Management

• A deep dive into the new risks associated with modern securitization.
• Managing credit, market, and operational risks in a digital world.
• The role of cybersecurity and data privacy.
• The impact of new technologies on risk assessment.
• Developing a robust framework for enterprise risk management.

Module 14: Case Studies in Securitization Innovation

• A detailed analysis of recent innovative deals in the market.
• Examining transactions involving fintech assets, ESG bonds, and new structures.
• Learning from both successful and unsuccessful deals.
• A deep dive into the deal structure, pricing, and performance.
• A discussion on the long-term impact on the market.

Training Approach

This course will be delivered by our skilled trainers who have vast knowledge and experience as expert professionals in the fields. The course is taught in English and through a mix of theory, practical activities, group discussion and case studies. Course manuals and additional training materials will be provided to the participants upon completion of the training.

Tailor-Made Course

This course can also be tailor-made to meet organization requirement. For further inquiries, please contact us on: Email: info@skillsforafrica.org, training@skillsforafrica.org  Tel: +254 702 249 449

Training Venue

The training will be held at our Skills for Africa Training Institute Training Centre. We also offer training for a group at requested location all over the world. The course fee covers the course tuition, training materials, two break refreshments, and buffet lunch.

Visa application, travel expenses, airport transfers, dinners, accommodation, insurance, and other personal expenses are catered by the participant

Certification

Participants will be issued with Skills for Africa Training Institute certificate upon completion of this course.

Airport Pickup and Accommodation

Airport pickup and accommodation is arranged upon request. For booking contact our Training Coordinator through Email: info@skillsforafrica.org, training@skillsforafrica.org  Tel: +254 702 249 449

Terms of Payment: Unless otherwise agreed between the two parties’ payment of the course fee should be done 7 working days before commencement of the training.